TradeCalcs

Breaker Size Calculator — 125% Rule & Wire Match

Who this is for: For electricians and serious DIYers adding circuits — water heaters, ranges, shop tools — who want the breaker-and-wire pair to agree before the permit inspection.

Enter watts, voltage and whether the load is continuous — get the breaker size, the 125% design current and the minimum copper at 75°C.

Quick answer: Breaker sizing: amps = watts ÷ volts; if continuous (3+ hours) multiply by 125% per NEC 210.20(A), then round up to the next standard size. A 2,400 W, 120 V water heater draws 20 A → sized at 25 A continuous → 25 A breaker → 10 AWG copper at 75°C. Enter your load below to get the breaker-wire pair.

W
V
Load duration
Termination rating
Load current
20 A
2400 W ÷ 120 V
Design current
25 A
×1.25 continuous
Breaker
25 A
next standard size
Minimum wire
10 AWG
Table 310.16 at 75°C
Round up once, not twice: a 21 A design takes 25 A, not 30. And if this circuit runs 50+ feet at high load, check the voltage-drop calculator — ampacity and drop are separate gates.
Sizing per NEC 210.20(A) (125% continuous) and Table 310.16 @ 75 °C with 240.4(D) caps. Motors and HVAC nameplates use their own MCA/MOCP — not this calculator.
Core facts
CurrentI = W ÷ V (PF = 1 resistive)
Continuous rule×1.25 per NEC 210.20(A) (3 h+)
Standard sizes15 · 20 · 25 · 30 · 35 · 40 · 50 · 60 · 100 …
Wire pairingTable 310.16 @ 75°C with 240.4(D) caps
Example2400 W @ 120 V continuous → 25 A → 10 AWG
StatusFigures follow NEC 2017+ reference tables (310.16 ampacity, Chapter 9 conduit fill, 314.16 box fill, 240.4(D) small-conductor caps) and standard equal-friction duct sizing, compiled September 2026. Estimates only — final designs belong to a licensed electrician / HVAC designer per local code.

How does breaker sizing work?

Watts divided by volts gives load current. If the load runs three hours or more (NEC definition of continuous), 210.20(A) requires the overcurrent device rated at 125% of that current — a 2,400 W, 120 V water heater draws 20 A, so continuous sizing asks for 25 A. The result rounds up to the next standard size (15, 20, 25, 30, 35, 40, 45, 50, 60 …) and the calculator then finds the smallest 75°C copper conductor whose effective ampacity — Table 310.16 with the 240.4(D) caps — matches the breaker. For that 25 A breaker the answer is 10 AWG. Power factor defaults to 1 for resistive loads; motors are different animals (430.52 sizing, locked-rotor current) and deserve the motor branch-circuit path, not a generic calculator.

Common uses

  • Adding a 240 V garage heater or compressor circuit
  • Checking whether an existing 30 A circuit can take a new 5,000 W appliance
  • Planning a tankless water heater replacement before the electrician visit
  • Writing up a permit application's branch-circuit schedule

Motors, HVAC and nameplates

Air conditioners and heat pumps carry a nameplate with MCA (minimum circuit ampacity) and MOCP (maximum overcurrent protection) — those figures already embed the 125% and the compressor's unusual current profile. Wire to the MCA and break to the MOCP range; don't run watts ÷ volts on them. Same story for motors with Article 430 sizing. This calculator's home turf is resistive and general-purpose loads where the nameplate gives plain watts.

Frequently Asked Questions

Why 125% for continuous loads?
NEC 210.20(A): a branch-circuit overcurrent device supplying a continuous load (3+ hours) must be rated at least 125% of the load. The headroom keeps thermal elements — breakers age under sustained heat — safely inside their curve.
What counts as a continuous load?
Anything likely to run at max current for three hours or more: water heaters, baseboard heat, EV charging, some lighting. A microwave or table saw isn't. When unsure, size at 125% — the cost difference is one breaker size.
Does the wire always match the breaker?
The conductor must protect at or below its effective ampacity. With 240.4(D), 14 AWG pairs with 15 A, 12 AWG with 20 A, 10 AWG with 30 A. Above 10 AWG, the 75°C column pairs directly (8 AWG → 50 A max standard breaker). The calculator enforces this pairing.
Can I use the next-larger breaker than calculated?
No — round up the calculated value to the next standard size, but no further. A 21 A calculation takes a 25 A breaker; a 30 A breaker on that circuit protects nothing and lets the wire cook before it trips.
Does this work for motors?
Not reliably. Motor branch circuits follow Article 430: short-circuit protection sized by table (often far above FLA), separate overload protection at the motor. Use this calculator for resistive and general loads; use 430.52 for motors.

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